To the Editor:

Fifty-three percent of New Jersey private-sector workers don’t have access to a workplace retirement plan. Since workers are 15 times more likely to save for retirement if their employer offers a plan, this means that many will be unprepared for retirement. This is a problem. In a recent Republican debate, Governor Christie said emphasis should be on solving problems through the private sector rather than government policies. The Secure Choice Savings Act would create a public private partnership which will help millions of New Jersey workers easily save for retirement. Just like a 401K, they can choose whether or not to participate, and can select their contribution level. This allows flexibility to accommodate any circumstance workers may face. Employees will be able to save money for retirement, and small businesses will be able to provide a benefit with very little effort. Only employees can contribute to their accounts, so neither taxpayers, nor employers, fund the program thereby not costing anything to those not involved.

As a senior in college who will soon enter the job market, I join AARP and the many legislators from both parties in support of this bill. Governor Christie should sign this bill which will secure a better financial future for all New Jerseyans.

Atif Ahmad

Princeton Junction